Powered by J.P. Morgan 2026 LTCMA

Institutional-Grade Portfolio Construction.
Completely Free.

Five optimization methods. Twenty-seven asset classes. Monte Carlo simulation. Backtesting. The same tools the big firms use — completely free.

See how it works — 5 minute walkthrough

27
Asset Classes
5
Optimization Methods
23 yrs
Backtest History
30th Ed.
J.P. Morgan LTCMA

Seven Modules

Everything You Need to Build Better Portfolios

Optimizer

Max Sharpe, Min Variance, Risk Parity, HRP, and Black-Litterman. Find the optimal allocation for any objective.

Monte Carlo Simulation

Fan charts with configurable horizons, withdrawal rates, and rebalancing. See the full range of outcomes.

Backtesting

Test portfolios against 23 years of real returns. Drawdowns, rolling metrics, calendar-year performance.

Portfolio Builder

Build custom allocations across 27 asset classes. Save, compare, and load portfolios instantly.

Return Assumptions

J.P. Morgan's 10–15 year forward-looking geometric returns. Override any assumption to test your own views.

Covariance Matrix

Full correlation and covariance matrices. Understand how your assets interact across market regimes.

Skew & Kurtosis

Higher-moment analysis. See which assets have fat tails and asymmetric return distributions.

Built for Anyone Who
Takes Investing Seriously

Independent advisors who need institutional tools without institutional costs

Self-directed investors who want to build portfolios backed by data, not guesswork

FIRE planners who need Monte Carlo simulations and safe withdrawal rate analysis

CFA candidates and finance students who want to see portfolio theory in action with real data

Pricing

Free. No Catch.

$0/month

Everything included. No credit card required.

  • 27 asset classes with institutional-grade data
  • Mean-variance, risk parity, HRP & Black-Litterman optimization
  • Monte Carlo simulation with fan charts
  • Historical backtesting (2002–2025)
  • Full covariance & higher-moment analysis
  • Unlimited saved portfolios
Start Optimizing — Free